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Discussion Starter #1
Having done my taxes, I see my gross wages for '08 were nearly $10,000 LESS than in '07! :scared:
Bloody cost of spousal health care coverage!

Well, it's a nice refund this year anyway. (I know, Nick. I know...)
 

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You paid $10000 for health care? holy frock!
 

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I hear you Nance. When Dave retired I stayed working full time & will continue until he is eligible for Medicare. It was going to cost an arm & a leg to keep his coverage from his work. I have a pretty nice deal at my work so instead of going part time & having to pay a small fortune for our health care...I am still full time.

Of course our sons laugh & say it's best I still work.....too much togetherness you know. :laugh:
 

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Discussion Starter #4
kelli said:
You paid $10000 for health care? holy frock!
Those pre-tax deductions include all kinds of things. Life insurance, disability, some other things I can't recall at the moment. But in '08 I was paying close to $500.00 a month for spousal health care coverage alone! *whimper*
 

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wow! i'm really shocked.. i couldn't even imagine..
 

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hmm.. now that i think about it.. i probably pay it too.. i'm assuming our taxes are higher, and since i never get any back... it probably equals out. It just isn't as transparent.
 

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Holy crap, Nance! :surprise: I am so happy that my company pays 95% of our coverage, including spouses and families. Our co-pays, deductibles, and prescriptions all went up, but we still have a pretty sweet deal.
 

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I'm paying almost $500 a month for COBRA. Every time I try to get a policy on my own I'm turned down. One says sorry "you have cataracts." Another says, gee you have arthritis. I hate health insurance companies. I hope one day they all go belly up.
 

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nellies mom said:
I'm paying almost $500 a month for COBRA. Every time I try to get a policy on my own I'm turned down. One says sorry "you have cataracts." Another says, gee you have arthritis. I hate health insurance companies. I hope one day they all go belly up.
I'm pretty sure this is one of the many things that Obama intends to take care of!! :whistle: :whistle:
 

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Well, it's a nice refund this year anyway. (I know, Nick. I know...)
You don't strike me as someone that hasn't thought through things. It's one thing to know you're doing it and plan for it, but I saw people with $2,000 - $4,000 refunds on income that was fairly low. That's the part I don't get.
 

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Discussion Starter #13
Nick said:
Well, it's a nice refund this year anyway. (I know, Nick. I know...)
You don't strike me as someone that hasn't thought through things. It's one thing to know you're doing it and plan for it, but I saw people with $2,000 - $4,000 refunds on income that was fairly low. That's the part I don't get.
Exactly the point, Nick. Because I am the sole earner but not the sole spender, I intentionally keep my tax deductions at a higher rate. If I didn't, and the paycheck was just that teensy bit larger every two weeks, it would be spent. Willied away on the most basic of items that would be NICE to have, but not really crucial. We live on what is crucial. No frills. And I'm talking about a frill being a pint of ice cream and red currant jam to top it off once a year!
 

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Discussion Starter #14
Oh yes... and every year at Christmas break, we buy a bottle of Cognac. Now THAT is lashing out for us!
 
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