I bought my Sealy from Costco. It's one with an extra plush top. It does have memory foam on top of it and while I love the bed, memory foam made me sleep hot - felt like I was sleeping on a hot plate. I did buy a feather bed, absolutely love my bed. No more heat. If you can't do down, there are alternative down toppers out there. I have an alternative down pillow that I love. I did have a memory foam topper with my old bed - didn't do a thing for me. One bed I really loved was the Heavenly Bed made by Simmons Beautyrest, the bed made for the Westin Hotels. It is a pillowtop. If you go to a mattress store, ask if they carry that. Different stores will have different names for it, but it will be the same bed. I'm fortunate because one of our Costcos is huge and has all the beds that are on their website on display, so I was able to try them all out. I have heard that pillowtops get divets in them over the years, even the best ones. Some say yes, some say no. With a topper, you can buy a plush top and have a pillowtop and change it out if it gets lumpy. I like a bit of a firm bed, but want to be cushy at the same time.