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I need some "hey bank, give Karina the loan" thoughts from you guys

I spoke to them last week about a smallish loan for a car, and was told I would probably be okay, but to solidify it, they needed the sale agreement from the car I wanted to buy.

So I "bought" a car yesterday at lunch.

Trouble is, it's a bit more then the loan amount we talked about last week.

Now I'm paranoid they won't give me any money.

Sooooo, if you could, please send some positive thoughts to my bank so they overlook a couple of small things in my credit history when I was 25 and they give it to me!!
 

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Re: I need some "hey bank, give Karina the loan" thoughts from you guys

You got it!! What did you buy?

I'm sure they'll approve it....
 
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Re: I need some "hey bank, give Karina the loan" thoughts from you guys

Banks will loan "book value" on your car. If the total amount exceeds book value, you might have to come up with a little cash, or go back to the dealer and tell them they have to come down on the price. Good luck to you :happy:
 

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Re: I need some "hey bank, give Karina the loan" thoughts from you guys

There's always the throat punch approach
 

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Re: I need some "hey bank, give Karina the loan" thoughts from you guys

Gene said:
Banks will loan "book value" on your car. If the total amount exceeds book value, you might have to come up with a little cash,
Actually.. that's not true.
 

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Re: I need some "hey bank, give Karina the loan" thoughts from you guys

YOU NEED the X-TRAIL! We are truck-twins, K, 'cept mine is silver. Fingers crossed for you, chicka!
 

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Re: I need some "hey bank, give Karina the loan" thoughts from you guys

Listen here, bank. I know people who strangle uncooperative parties. So fork over some money to our girl!
 

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Re: I need some "hey bank, give Karina the loan" thoughts from you guys

you got 'em, K!
 

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Re: I need some "hey bank, give Karina the loan" thoughts from you guys

Paddysmom said:
Listen here, bank. I know people who strangle uncooperative parties. So fork over some money to our girl!
And punch the throats of those who deny credit requests.....
 

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Re: I need some "hey bank, give Karina the loan" thoughts from you guys

Good thoughts that everything goes well.
 

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Re: I need some "hey bank, give Karina the loan" thoughts from you guys

Good thoughts coming your way!!
 

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Re: I need some "hey bank, give Karina the loan" thoughts from you guys

dealing with bank agony myself this week you have my thoughts, sympathy and empathy

I'm hoping all will be well but banks are behaving very oddly at the moment

fingers crossed
 

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Re: I need some "hey bank, give Karina the loan" thoughts from you guys

Good thoughts incoming Karina!! When do you find out??

What are ya getting??
 

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Re: I need some "hey bank, give Karina the loan" thoughts from you guys

HEY BANK!!! GIVE KARINA THE LOAN!!!

Pretty please?

With sugar on top.

And a cherry.
 
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