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You can't judge someone by the house they live in, the car they drive, or the clothes they wear. Not everyone who is "well off" (financially) chooses to spend their money with material things. College, Retirement and Charitable causes might be more important to them. (Their financial advisor might even tell them to take out a mortgage and not touch their investments.)

Some people can be so judgemental and dumb. ::)
 

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You can't judge someone by the house they live
I do! If I see someone in a bigass mansion, I can almost guarantee they are living way above their means. Paying a mortgage they can't afford, let alone their taxes. They also have 20 credit cards and they are all maxed out. To the world though, they brag about what they have and put on a happy face. ;D
 
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LOL! While other people may live within their means, or below it with the comfort of knowing they have money in the bank earning interest to pay for retirement and their kids college.
 

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JollyMolly said:
LOL! While other people may live within their means, or below it with the comfort of knowing they have money in the bank earning interest to pay for retirement and their kids college.
Oooh-can you tell my husband that because he seems to think I'm the only one who has that opinion. LOL. He wants a new truck and says, "we're not poor, we can afford it". I told him I want to stay "not poor", but he doesn't seem to grasp the concept. LOL.

Don't let them bother you. You know you're comfortable and that's all that counts.
 

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Picture this: Old guy around 70 ish,wore tired old dickie workclothes and drove a 5 year old chevy pick up.

He owned 12 dairy farms and a large meat processing plant. His net worth was 60+ million.

I was his personal "on call carpenter" for many years (well that's what he liked to call me). He paid me well, he wasn't cheap by any stretch of the word. He just liked his work clothes and his old truck. BTW, his house was nice not extravagant.
 

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We grew up in a tiny, not fancy 3 bedroom, 1 bath house. And I have to admit, as a teenager, I so envied what my friends had. BUT - my parents paid for both my brother and I to go to private colleges, wouldn't let either of us take out any loans to help, and will be retiring in less than 2 years when my dad turns 55 to travel in the big honkin' RV they bought last year.

So, they obviously knew what they were doing. I, on the other hand, need to get on the ball.
 

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? ? ? ?

Everyone makes their choices and deals with the consequences.... People think we're nutz at dropping a king's randsom on this vacation to take the kids to Disney. But they'll just as soon spend a similar amount on something that's important to them.

Bottom line: It's nobody's business but your own.
 
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Don't you hate that?

Here's one for you.

A group of people pull up to a restaurant in a nice shopping district. They get off their very nice expensive Harley's. They're wearing leathers (average cost 400-500 per person). None of them are scummy looking. They go into said restaurant and are carded. They ask to go to the patio so they can accommodate the smokers in the group. Bartender says "sure!" Hostess comes out and says "you have to check in with us because we have to have someone assigned to WATCH YOU."

These people are owners of one of the most successful bars in town, among others in the group are police officers & paramedics. None of them are trashy or poor by any means.

I used to go to that restaurant all the time. After dissing my friends, never again. I can't stand people who judge a book by its cover!
 

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jzgrlduff said:
You can't judge someone by the house they live
I do! If I see someone in a bigass mansion, I can almost guarantee they are living way above their means. Paying a mortgage they can't afford, let alone their taxes. They also have 20 credit cards and they are all maxed out. To the world though, they brag about what they have and put on a happy face. ;D
OR...they are like my SIL & her hubby and are just very wealthy, with no debt (her hubby is a wealth management specialist and started investing under his dad's guidance at about 13 years of age). I must hand it to them, they (he) did it right. (slight twinge of jealousy, as we could have done better, but oh well, we are doing ok ;D)
 

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OR...they are like my SIL & her hubby and are just very wealthy, with no debt
Good for them!! :D
I think that's very unusual though.
 

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JollyMolly said:
You can't judge someone by the house they live in, the car they drive, or the clothes they wear. Not everyone who is "well off" (financially) chooses to spend their money with material things. College, Retirement and Charitable causes might be more important to them. (Their financial advisor might even tell them to take out a mortgage and not touch their investments.)

Some people can be so judgemental and dumb. ::)
It's society today. Everyone thinks they shouild start their lives off with their first job and have EVERYTHING all at once, fabulous home, cars, best furniture etc. We are a consumerism-driven society who place tremendous value on "stuff". Plus, creditors go out of their way to entice people with low introductory intrest rates, and "don't pay a cent for 3 years" offers. And many people feel they need to play "keep up" with their friends and neughbors. That's why you find so many people working their asses off to basically make minimum payments on all of their debts. I say short term pain for long term gain. we could buy all of the latest stuff & take extravagant vacations, but I'd rather do things a little more low key so I can be very comfortable after retirement, and my kids can chose which school they go to. We do buy things, but it's what we can afford. I think things mean more when you don't constantly indulge... like taking grand vacations every year, I'd rather do it on an occaision, like our 15 year anniversary or something. I'm fine with a week or 2 by the ocean in the summer in the meantime. It's all about tuning that crap out, and deciding for yourself how you want to live. The friends & neighbors aren't going to be paying your bills, or supporting you when you retire, so screw 'em if they don't like your home or clothes. Who needs insecure people like that around anyway?
 
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Discussion Starter #17
Nick said:
Well, in my case, you can. I'm really as poor as my appearance indicates. :D
You know, it wouldn't be bad to be poor and not in debt. I could handle that.
 
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Discussion Starter #18
Ender's Mom said:
Laurie.. did someone give you **** about your new house?

Where are they? I'll beat em up.
I'll help Lindsay. No one should get **** when they buy a house. That's like the coolest thing ever.
 

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Ender's Mom said:
Laurie.. did someone give you **** about your new house?

Where are they? I'll beat em up.
I'm with you there. I don't get some people.
Laurie it's a beautiful house.
Saving for kids school and other things is very important. I would have rather have money in the bank and little debt then have a huge fancy houe with the best of everything. I spend alittle extra in one year and I''m paying for it for the next 5-- doesn't make sense to me.
Don't let someone get you down.
 

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BudGirl8 said:
Nick said:
Well, in my case, you can. I'm really as poor as my appearance indicates. :D
You know, it wouldn't be bad to be poor and not in debt. I could handle that.
Exactly. The way I was taught by my parents, if you have a bunch of nice "stuff", and a bunch of debt, that "stuff" doesn't belong to you anyway...it belongs to your creditors ;)
 
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